If you are spending too much time managing your trucking company's accounts receivables, it might be time to turn to factoring. Factoring is the process of selling accounts receivables to a third party who assumes all duties related to the accounts once they purchase them. Not only will this improve the cash flow of your trucking business, but it will also help reduce the time you are required to spend managing your accounts receivables.
8 December 2015
If you are in the process of purchasing your new home, you may have heard about PMI--or private mortgage insurance. When you don't have enough cash on hand for making a large down payment, you'll be required to pay this insurance to help secure your mortgage. Here is what you need to know about PMI before buying your home. When Is PMI Needed? Your mortgage lender will require you to pay PMI when your down payment is less than 20% of your home's value.
30 October 2015
Are you looking to finance a new car? If you are, you're likely concerned about how much you're going to have to put down, as well as finding out how much your monthly payments are going to be. If you are living on a tight budget then there are definitely things that you can do before buying your new car that may just help you receive a loan with little to no down payment requirements, as well as a loan that is affordable for you to pay off.
22 September 2015
Financial emergencies are inevitable. You never know when you are going to run into one and you never know whether or not you are going to have the money needed to pay for these financial emergency situations. For example, if you and your child are in a car accident, you may have to pay some medical fees upfront. If you don't have the money needed, you can use these four choices for emergency cash loans:
29 June 2015
Bail bonds are often scary topics, simply because they are "the unknown" for many. While most people have heard of a bail bond, it is not so common that people have actually had to have one. If you find yourself in need of a bail agent, these commonly asked questions (and their answers) may be of help to you. 1. What should somebody know before contacting a bail agent? In addition to the obvious identifying information, it is important to have the booking number and bail amount.
15 June 2015
If you are in desperate need of some cash and have a car that is paid off, you could use the title of this vehicle to get the cash you need. This is something you can do through a car equity loan (also called a car title loan), and it offers a fast and easy way to get the cash you need. If you are feeling hesitant about this because of the negativity surrounding car title loans, you should know that car title loans are great options if you use them responsibly.
9 June 2015